Spending less than you earn each week is challenging for many students. You may need savings to meet unexpected costs or take up opportunities like studying abroad and travelling. Investigate different offers from reputable banks and financial organisations.
Try to find accounts which:
- charge low fees and transaction costs
- pay high interest.
Concessions and discounts
|Source||Eligibility, applications and benefits|
|Culture card Victoria|
For international students studying in Victoria. Receive special offers on sports, arts events and cultural attractions. Helps you access special events in the local community. Visit the culture card website.
|Health Care Card|
For most low income Australian tertiary students. Eligibility is based on an income test over an eight-week period. Apply to Centrelink.Entitles holders to discounts on:
|Monash student ID card||Reduced entry to movies, museums and art galleries. Ask for discounts when shopping for goods and services.|
|Public transport concessions and discounts|
Gets you cheaper public transport fares. If you're eligible, a form will be available in the Web Enrolment System (WES).
The Monash Commuter Club offers a ten per cent discount on a yearly travel pass for students who aren't eligible for a concession card.
|Monash software licensing|
The Monash University Software Catalogue lists software available to University staff and students and how it can be accessed.
|Infoxchange||Infoxchange provides affordable IT services which includes selling recycled PCs. Infoxchange is a not for profit community organisation based in Melbourne.|
|Student associations||For all students. You can access welfare support, free events, activities and food. Check with your student association for memberships and discounts.|
Tips for reducing spending