Associate Professor Ummul Ruthbah

Deputy Director, Monash Centre for Financial Studies

A/Prof Ruthbah is the Deputy Director at the Monash Centre for Financial Studies and an Associate Professor at Monash University. She has a PhD in Economics from the Massachusetts Institute of Technology (MIT), where she was an IMF Scholar and worked under the supervision of Nobel Laureates Esther Duflo and Abhijit Banerjee. A/Prof Ruthbah also has an MA in Economics from McGill University.

Her current research encompasses investment strategies, pensions, retirement, and superannuation, as well as the carbon market, megatrends and modern slavery. She has extensive experience leading large-scale studies across education, health, agriculture, and labour markets, with her work published in international peer-reviewed economics and finance journals.

A/Prof Ruthbah has more than two decades of teaching experience in investing, microeconomics and econometrics, at both graduate and postgraduate levels, across leading institutions including MIT, Monash University and Dhaka University. Alongside teaching, she has developed executive education programs for central bank executives in Bangladesh and served as editor of the Bangladesh Bank’s annual report.

A/Prof Ruthbah worked for five years as a consultant for the World Bank, focusing on policy design and government engagement in the Social Protection Unit. She was an intern at the International Monetary Fund. Prior to joining MCFS, A/Prof Ruthbah was a researcher at the former Centre for Development Economics and Sustainability at Monash Business School.

Contact details

Email: Ummul.Ruthbah@monash.edu
Phone: +61 (3) 9903 8320
Campus: City location
LinkedIn: Ummul Ruthbah