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Loan amounts

If you are studying outside of Asia, you can apply for one of the following loan amounts.

If you are studying in Asia, you can apply for the following loan amounts, and an optional Asian language supplementary loan* (conditions apply).

Year	Loan option	Loan amount	Optional language supplementary loan*
In 2026	Option 1	$4,000	$1,345
	Option 2	$6,000	$1,345
	Option 3	$8,000	$1,345
	Option 4 (Maximum Loan Amount)	$10,130	$1,345

You can apply for an extra loan amount if you study an Asian language in preparation for your overseas study in Asia.
You cannot apply for the extra loan amount if your Asian language study is a part of your course or if you are already using a HELP loan to pay for those units.
If you plan to study overseas in more than one country, you can apply for the extra loan amount for Asian language study if at least one of the countries is in Asia.
In order to be assessed for a supplementary Asian language study loan, you must provide evidence of enrolling in the language study, the duration of your language study and the language course fees, and a signed declaration detailing you will be undertaking the language study.
More information regarding OS-HELP loans, and which countries are included for the Asian language studies, can be found in the Higher Education Support (OS-HELP) Guidelines 2023.