Overseas Student Health Cover (OSHC)

International students on a student visa must have health cover for the length of their visa while studying in Australia. The Monash-preferred OSHC provider is Allianz Care Australia and the benefits of this policy include:

  • on-campus Allianz Care Australia agent
  • waived waiting periods for mental health
  • waived waiting periods for pregnancy-related claims on policies with a duration of two years or more
  • access to Sonder at no extra cost (which includes 24/7 safety, mental health and medical support)
  • access to the Allianz Care Australia Student Hub to help you get the most from your cover.

You don’t need to purchase OSHC if you’re a:

  • Norwegian student who is a member of the Norwegian Health Economics Administration (HELFO)
  • Swedish student who is a member of CSN International (the Swedish National Board of Student Aid) or Kammarkollegiet (the Swedish Legal, Financial and Administration Agency) or
  • Belgian student who has a Europese ziekteverzekeringskaart (EZVK) – Carte Européenne d'Assurance Maladie (CEAM) from your mutualiteit – mutualité in Belgium.

These three exceptions apply as long as you’re not a Study Abroad student with OSHC included in your package.

If you choose for Monash to arrange your OSHC for you, we’ll arrange your OSHC policy with Allianz Care Australia and will provide your personal details to them so they can schedule your policy. Monash receives an administration fee from Allianz Care for the services performed by Monash for students and Allianz in respect of the provision of Allianz Care’s OSHC policies. View the Allianz Care Australia Policy Wording Documents.

We strongly encourage international visitors who are not on a student visa to purchase personal health cover for their time in Australia. See health cover options for overseas visitors.

The Department of Health also has information about health cover for students and visitors.

As a Monash student, you also have access to all the University Health Services.

Allianz Care Australia Essentials

Pricing

2026

Advice

Extras cover for ancillary services (optional)

Allianz Care OSHC doesn't cover you for services such as dental, optical, physiotherapy, chiropractic and osteopathy. You can purchase an extras policy to get cover for these common health services.

Once you've purchased your Allianz Care Australia OSHC policy

  1. Go to the MyHealth portal.
  2. Enter the three fields below:
    • policy number (on your Certificate of Insurance – COI)
    • date of birth
    • first three characters of your family name.
  3. Click Begin setup.

You'll receive your COI through email.

If you haven’t received your COI or can’t find it, contact Allianz Care Australia.

  1. Download the My OSHC Assistant app from your app store.
  2. Review the terms and conditions and tap accept.
  3. At the bottom of the screen tap Create your account.
  4. Enter your policy number, surname and date of birth for your OSHC account.
  5. Create a unique five digit pin code for your device.
  6. Access your OSHC member services.
  7. Access an e-membership card (or contact Allianz to order a plastic version).
  1. Download the Sonder safety app from your app store.
  2. Tap the log in button.
  3. Tap reset password and enter your Monash email address.
  4. You will receive a password reset email.
  5. Open the email on your phone and select the link to complete the process.

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Renewing your OSHC

If you need to extend your stay in Australia, it's important you have ongoing health cover for the duration of your visa.

  1. Work out how many more months of OSHC you need.
  2. Get an online quote with Allianz Care Australia OSHC calculator (by purchasing OSHC with Allianz Care through this link, Allianz Care will provide Monash with your policy information for administrative and billing purposes). Or speak to an OSHC representative. If you're with another provider, please contact them directly to do this.
  3. Once you've renewed your cover, notify Monash University:
    1. log into WES (Web Enrolment System)
    2. select Overseas Student Health Cover (OSHC)
    3. read the statement and click Continue
    4. complete the declaration with the start and end dates of your OSHC.

Upgrading your OSHC to dual or multi-family cover

If you're with Allianz Care Australia, you can find out the total cost of dual or multi-family cover by obtaining a quote or calling a representative on 13 67 42 from 8.30am–5pm, Monday–Friday (Melbourne time). If you're with another provider, contact them directly to do this.

If an organisation or scholarship pays for your OSHC policy, you may need to upgrade the policy at your own expense. Please refer to your International Student Course Agreement (ISCA) or your sponsorship/scholarship letter for further information.

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