Commonwealth supported place (CSP)
Students in a Commonwealth supported place (CSP) pay a lower course fee called the Student Contribution Amount (SCA).
CSPs are available to:
- Australian citizens
- Permanent Humanitarian Visa holders
- Australian permanent residents
- New Zealand citizens.
CSP students also need to pay a Student Services and Amenities Fee (SSAF).
From 1 January 2021
You won't be eligible for Commonwealth assistance for units if your study load for the previous 12 months was more than:
- 2.0 Equivalent Full-Time Student Load (EFTSL), or
- 96 credit points.
This includes units studied at other institutions. However, on a case-by-case basis, we may assess a student as academically suitable and allow them to take more than 2.0 EFSL or 96 credit points.
To estimate your course fees, see:
Of those eligible for a CSP, only the following are eligible for a HECS-HELP loan - a government scheme that allows you to defer some or all of your SCA:
- Australian citizens
- Permanent Humanitarian Visa holders
- and some New Zealand citizens.
Your payment options and level of support depend on where you live while studying. To see what you are eligible for, see Commonwealth assistance residency requirements.
Not eligible for HECS-HELP
Permanent visa holders (non-humanitarian) and most New Zealand citizens can't get HECS-HELP loans.
When you accept your Commonwealth supported place, you must agree to pay your SCA upfront and in full by census date. You must also:
- provide us with a copy of your passport and visa if you are a permanent resident
- live in Australia during your studies (or else pay full fees).
Accepting your CSP offer
When you first enrol using the Web Enrolment System (WES), you need to provide us with your Unique Student Identifier (USI) number before accepting your CSP. To accept your CSP, complete the Request for a Commonwealth supported place and a HECS-HELP loan form. Make sure you read the online form carefully as it explains your payment options and obligations.
If you change course, you must apply for a CSP for the new course and complete another Request for a Commonwealth supported place and a HECS-HELP loan form.
We send you a fee statement based on your unit enrolment. See fee payment dates. If you are paying your SCA directly to the University, you must pay it by the due date otherwise your account may be encumbered. To avoid paying fees for units you do not want to take, you must withdraw from them by the census date.
If you meet all of the eligibility criteria listed in HELP loans for New Zealand citizens and you successfully complete your HECS-HELP application before the census date, then you're eligible for the same payment options as an Australian citizen (details below).
See HELP loans for New Zealand citizens for application instructions.
Once your documents are assessed and you're found to be eligible for HECS-HELP, you'll be advised to complete your HELP form via the Web Enrolment System (WES).
Australian citizens and permanent humanitarian visa holders
When completing the online Request for a Commonwealth supported place and a HECS-HELP loan form in WES, you must select whether you plan to:
- make a full up-front payment of your SCA, or
- take out a HECS-HELP loan for all or part of your SCA.
If you don't have a Tax File Number (TFN), you can only select the upfront SCA payment option in WES. You can change this option in WES before the census date by providing your TFN or a certificate from the Australian Tax Office confirming that you have applied for one.
If you provide your TFN (or certificate stating that you have applied for one) by the census date, the loan offer remains open to you even if you choose not to use it.
If you don't provide your TFN, you can't get HECS-HELP and you must pay your SCA upfront. If you don't pay by the census date, your enrolment will be cancelled and you can't apply for reinstatement until the following semester.
If you provide your TFN even if choosing to pay upfront, understand that failure to pay by the census date results in your Student Contribution Amount (SCA) being automatically deferred to a loan. This means you will accrue a HECS debt. If you change your mind about studying some units or your entire course, you need to withdraw from the units or discontinue before the census date to avoid financial penalties.
If you don't have a TFN, we recommend you:
- apply for a TFN through the Australian Taxation Office (ATO) before your first census date
- provide Monash Connect with your ATO application summary
- update WES once you receive your TFN (section 8A – request for Commonwealth support and HECS-HELP)
- select your payment option in WES (section 11). For step-by-step instructions, see register your details: CSP students.
HECS-HELP for Australian citizens and permanent humanitarian visa holders
|SCA payment option||Accrue loan debt||10% discount (payments of $500 or more)||Must provide TFN by census date|
Full upfront SCA payment|
(Pay 100% of full SCA)
|No||Yes, from 1 Jan 2021||No, but if you don't provide your TFN and no payment is made by the census date, your enrolment will be cancelled|
Partial upfront payment with part HECS-HELP loan|
(Pay less than 100% of SCA)
|Yes||Yes, from 1 Jan 2021||Yes|
Full HECS-HELP loan with no upfront payment|
(Pay 0% of SCA)
You’ll receive a 10 per cent discount when you make an up-front payment of $500 or more on your HECS-HELP loan. This applies to units with a census date on or after 1 January 2021.
Your HELP loan responsibilities
See HELP loans balance and limits for information about:
- your HELP debt
- the combined HELP loan limit
- the renewable HELP balance
- repaying your debt to the Australian Taxation Office
- moving overseas with a HELP debt.
Your debt will remain even if you don't complete your course. However, in special circumstances, you can apply to have the debt removed. See our web page on remission of debt for more information.